PUBLIC TERMS OF SERVICE

Terms of Service: Kucing Atur Duit: Money Tracker

Package ID: com.aturduitapp•Developer: D Lucky X•Effective Date: October 8, 2026

Important Financial Disclaimer for Kucing Atur Duit

Personal expense tracking & calculation tool only.

Kucing Atur Duit is an offline, self-directed personal expense recording and budget management tool. It does not provide banking, investment, financial advisory, loan, or brokerage services, and does not process real monetary transactions.

1. Introduction & Agreement

These Terms of Service ("Terms") govern your access to and use of Kucing Atur Duit: Money Tracker ("Application" or "App"), distributed under Android Package ID com.aturduitapp by D Lucky X ("Developer", "we", "us", or "our").

By downloading, installing, accessing, or using the Application from Google Play, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not accept these Terms, do not install or use this Application.

Application: Kucing Atur Duit: Money TrackerRated 3+On-Device Storage

2. Grant of License

D Lucky X grants you a revocable, non-exclusive, non-transferable, limited personal license to install and use the Application on Android devices that you own or control, solely for personal and non-commercial purposes in accordance with these Terms.

You agree not to reverse engineer, decompile, disassemble, rent, lease, sublicense, distribute, or create derivative works based on the Application or any part thereof.

3. Nature of Service & Non-Financial Disclaimer

  • Not a Bank or Financial Institution: Kucing Atur Duit is purely a personal budgeting utility. We do not provide banking accounts, money transfer services, payment processing, investment advice, lending, or tax planning.
  • No Real Monetary Operations: The app does not connect directly to banking credentials, does not hold user funds, and cannot execute deposits or withdrawals. Any currency amounts shown are entered manually by the user for tracking purposes.
  • Informational Purposes Only: All reports, charts, calculation results, and budget thresholds generated by Kucing Atur Duit are provided for general organizational and informational convenience only. You are solely responsible for evaluating your financial circumstances and making your own financial decisions.

4. User Data Ownership & Local Storage

All transaction records, account names, and budget configurations created within Kucing Atur Duit are stored exclusively within the internal memory of your mobile device.

  • Zero Cloud Telemetry: We do not transmit or store your financial entries on external cloud servers.
  • User Backup Responsibility: Because your data resides purely on your device, D Lucky X cannot recover records lost due to device damage, uninstallation, operating system restoration, or device replacement. You are encouraged to utilize the app's local backup feature regularly.
  • Access Protection: You are responsible for safeguarding your smartphone with biometric authentication, PIN codes, or pattern locks.

5. Intellectual Property Rights

All rights, titles, and interests in and to Kucing Atur Duit: Money Tracker, including character designs (such as the cat mascots), graphical artwork, logos, icons, user interfaces, audio effects, and underlying software code, are the exclusive property of D Lucky X and are protected by applicable copyright and intellectual property laws.

6. Disclaimer of Warranties

The Application is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

D Lucky X does not warrant that the Application will function without interruption, remain error-free, or be compatible with every mobile hardware and Android OS variation.

7. Limitation of Liability

To the fullest extent permissible by applicable law, in no event shall D Lucky X be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including loss of data, loss of business, device malfunctions, or financial discrepancies) arising from your use of or inability to use the Application.

8. Termination & Modification

We reserve the right to amend, update, or discontinue Kucing Atur Duit: Money Tracker or these Terms at any time without prior liability. Your continued use of the Application after revisions are posted constitutes your binding acceptance of the updated terms.

9. Contact & Legal Notices

If you have any questions, inquiries, or notices regarding these Terms of Service for Kucing Atur Duit: Money Tracker, please contact us via email:

teknoplanner@gmail.com
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